If you’re planning an addition or remodel, you’re not alone. Americans spend around $300 billion annually on renovations, according to the National Association of the Remodeling Industry. And while some consumers may write a check for their $65,000 kitchen remodel, you wouldn’t be reading this post if that were your situation. So here are pros and cons of different finance options, whether you already own a home or want to buy a property that needs work. Credit cards You get

Home sweet home means different things to different homeowners. In order to have a home that‘s perfectly matched to you own expectations, consider going custom. Just remember that custom homes take longer to build than other types, and typically cost more. Custom comes in levels There are two main types of custom homes. First is a semi-custom home that uses a builder’s stock home plans but allows the buyer to make some changes for an additional fee. Second is the truly custom