If you’re planning an addition or remodel, you’re not alone. Americans spend around $300 billion annually on renovations, according to the National Association of the Remodeling Industry. And while some consumers may write a check for their $65,000 kitchen remodel, you wouldn’t be reading this post if that were your situation. So here are pros and cons of different finance options, whether you already own a home or want to buy a property that needs work. Credit cards You get